Finding the right mortgage can be a nightmare!
Your initial appointment is ALWAYS free and with no obligation!
Finding the right mortgage for your circumstances can be both frustrating and time consuming!
With many thousands of different mortgage products available in the UK, it is hardly surprising that finding the one that best suits your particular needs can be at best a challenging task. It is a little known fact that many of the very best rates are not actually available on the High Street! There are many exclusive brands that are only available through professional mortgage brokers. The mortgage market is changing on a daily basis, with special offers, exclusive or semi exclusive rates and limited availability all playing an important part in your choices.
We aim to find you the very best mortgage available to suit your needs. We handle all the paperwork staying in regular liason with the lender through to offer stage when we will then start an ongoing dialogue with the Solicitors until we reach completion of your mortgage. Our aim is to make the whole process as painless for you as possible whilst achieving your aim in the timescales you want!
We enjoy working with our clients and our approach is of course completely professional but also very relaxed. Our relationship with you will be underpinned by our clarity and integrity.
As a client of Abode Mortgages Limited you can expect our three key levels of service:
Service : Professional and Friendly
Advice : Clear and without jargon
Fees : Transparent and Fair
We will require certain documents to enable us to provide advice.
You will be advised of these when you enquire.
Coronavirus - What we’re doing and will continue to do
We are monitoring Government advice and will be doing everything we can to keep our services available and making sure we’ll be here when you need us
We’ll continue to review and revise our plans as appropriate, balancing both the needs of our clients and the health and wellbeing of our team.
We have now relocated to work from our home office. Whilst I will no longer be able to see clients at our office, when we are once again able to conduct face to face appointments with clients we will offer these at our clients homes at a time convenient to them.
We are also able to offer full mortgage and protection appointments by Skype, Teams or Zoom video meetings, telephone conversations and e-mails.
For general Coronavirus information and the latest updates we’d encourage you to take a look at the Government site.
Check back for further updates - last updated Saturday 25th July
How Much Can I Borrow?
Most Mortgage Brokers have a nice little Mortgage Calculator gizmo here that tells you what you might be able to borrow in a perfect world.
This is NOT a perfect world, and whilst these calculators used to give a reasonable assessment of an individuals borrowing capability, in the new world of affordability calculations, they can be tens of thousands of pounds out!
We consider it a more professional approach to have a discussion with our clients to gather some material facts and then provide an assessment from a lender whose criteria you are likely to fit.
It is all about customer care!