For the lay man or woman securing a Help to Buy Remortgage can be a daunting task. The problems that many homeowners now face are too little equity giving a poor loan to value (ltv) or being unable to find a suitable lender. When the Help to Buy scheme was first introduced back in 2013 it was perceived as being the answer to all First Time Buyer problems. A minimal deposit of say 5% from the purchaser was then bolstered with a 20% interest free loan from the Government for th