For the first time in ten years the Bank of England have voted at the Monetary Policy Committee meeting to increase the Bank Base Rate from the record low of 0.25% to 0.5%. This has had an immediate effect with many lenders increasing their Standard Variable rates in line with this increase. The knock-on effect to those who have allowed their mortgage to sit on their lenders Variable Rate will likely occur from their next repayment when they will be paying more for their mortgage each month. For many, this will be the first increase in rates that they will have seen since purchasing their homes and will no doubt come as something of a shock. However, and as a bit of a sobering thought in the
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