Speaking with clients the one area they all seem genuinely confused over is "what exactly will the lender be looking for in my application and will I be able to get a mortgage?". Whilst not exactly a dark art, it is a very complex area and no wonder that we often see clients who have tried to do it on line themselves and failed dismally. Hopefully by investing the next five minutes of your life in reading this post I can unravel some of the mysteries and give you some pointer

Buying your home is one of the biggest financial considerations most of us will make during our life and for many it will seem quite a daunting prospect. Perhaps the biggest hurdle you have to overcome is getting a suitable deposit together. So, just how much do you need to have in place before you start to look at the housing market? 100% mortgages are still available but in today's market they require a Guarantor who will be able to take over payments in the event of the Mo

The property market is an ever changing platform and keeping pace with what is happening is hard enough for most of us who are working in the industry, for those outside it is almost impossible. Here we will look at some of the issues as they occur and what sort of impact they may have in the months and years to come. The content of this blog should not be construed as advice but should be considered as the opinion of the writer.