July 24, 2020

Last week we left the process having received the offer letter from the lender. We are now about to enter the 'home straight' in the run up to you getting the keys to your new home. So, we now move on to the final steps.

9.  SEARCHES. Once your solicitor has the Of...

July 17, 2020

Last week we looked at the initial stages of finding a property and negotiating the very best price for your purchase. This week we take a look at the next steps and what happens next.  

5. APPLICATION. Having agreed on the best mortgage for your needs, the full ap...

July 9, 2020

THE OFFER IS ACCEPTED. Now the work starts! First thing to do is to tell the Estate Agent to contact your Whole of Market broker to validate your finances. The next task is pick up the phone and tell your Whole of Market broker that you have had an offer accepted. They...

March 2, 2020

“It’s a nice day today dear, let’s go out and get a Mortgage so we can buy a house!”  is a phrase I am fairly certain has never been said in any household!

Buying a home, whether it is your first or a subsequent move, or maybe even just a remortgage, is something that...

November 7, 2019

This is a subject that I talk about with every client without fail. It is not because I enjoy hearing my own voice, but it is because I genuinely care about my clients and their families and the tragic effect of not having a mortgage properly protected can have on them...

August 28, 2019

Well, according to recent research carried out for the Sunday Times* the answer is an emphatic “NO!”

This is something that professional Mortgage Brokers have been telling clients for many years now, but research is finally out there showing that of 11,000 borrowers usi...

July 18, 2019

Most of us who own our homes and have been on the housing ladder for a while are pretty much au fait with what to ask and what to look for when buying a house that is to become our home, but for First Time Buyers it is usually quite the opposite.

As a Professional Mortg...

April 11, 2019

Preparation is everything in getting a successful mortgage application! A few simple ‘housekeeping’ steps can actually make a massive difference between a lender looking favourably on your application or declining it!

Whilst we will always be working with you and for yo...

March 25, 2019

This is a question that I am often asked by clients and one that I am delighted to proffer an answer to!

In this age of accessing virtually everything on the internet many feel that using a Mortgage Broker is superfluous to requirements, but it is the fact that everythi...

February 13, 2019

After ‘Brexit’ in whatever form it may take, I feel that the market may falter for a while whilst we see exactly what effect our departure from the EU will have on our economy and what impact it may have on interest rates. It is during this period that I feel it would...

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This is a question that I am often asked by clients and one that I am delighted to proffer an answer to!

In this age of accessing virtually everything...

Why do I need to use a Mortgage Broker?

March 25, 2019

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