November 7, 2019

This is a subject that I talk about with every client without fail. It is not because I enjoy hearing my own voice, but it is because I genuinely care about my clients and their families and the tragic effect of not having a mortgage properly protected can have on them...

August 28, 2019

Well, according to recent research carried out for the Sunday Times* the answer is an emphatic “NO!”

This is something that professional Mortgage Brokers have been telling clients for many years now, but research is finally out there showing that of 11,000 borrowers usi...

July 18, 2019

Most of us who own our homes and have been on the housing ladder for a while are pretty much au fait with what to ask and what to look for when buying a house that is to become our home, but for First Time Buyers it is usually quite the opposite.

As a Professional Mortg...

April 11, 2019

Preparation is everything in getting a successful mortgage application! A few simple ‘housekeeping’ steps can actually make a massive difference between a lender looking favourably on your application or declining it!

Whilst we will always be working with you and for yo...

February 13, 2019

After ‘Brexit’ in whatever form it may take, I feel that the market may falter for a while whilst we see exactly what effect our departure from the EU will have on our economy and what impact it may have on interest rates. It is during this period that I feel it would...

January 30, 2019

An integral part of the home buying/re-mortgaging process is Conveyancing.

I am often asked by clients what this process involves, so I thought that now would be a good opportunity to explain things.

Firstly, what exactly is Conveyancing?

Well it is the legal process of t...

November 8, 2018

For the lay man or woman securing a Help to Buy Remortgage can be a daunting task. The problems that many homeowners now face are too little equity giving a poor loan to value (ltv) or being unable to find a suitable lender.

When the Help to Buy scheme was first introdu...